Takhfif by the numbers

As of 15 June 2026, Takhfif tracks bank card discounts at 2,063 distinct places across Pakistan, from 21 banks and wallet providers and 231 individual cards, covering 596 cities. The highest-ranked card for overall discount coverage is the Askari World Credit Card from Askari Bank, with deals at 524 places and a 29.4% average effective discount. The most-covered city is Karachi, with 860 places offering bank card deals.

Top 5 ranked cards

Ranked by a blend of coverage breadth and real discount depth after caps and minimum spend (see the methodology):

1. #1

   Askari World Credit Card

   Askari Bank

   524 places

   29.4% avg · score 93.4

2. #2

   Askari Visa Signature Debit Card

   Askari Bank

   517 places

   29.4% avg · score 93.3

3. #3

   Mastercard World Credit Card

   Bank of Punjab

   201 places

   42% avg · score 92.0

4. #4

   Askari Platinum Credit Card

   Askari Bank

   528 places

   23.9% avg · score 91.0

5. #5

   Visa Infinite Debit Card

   Allied Bank

   377 places

   31.5% avg · score 90.9

See all 223 ranked cards →

Most-covered cities

1. #1Karachi860 places
2. #2Lahore782 places
3. #3Islamabad446 places
4. #4Faisalabad184 places
5. #5Rawalpindi170 places

Coverage by category

Dining (1,081 places, 22.5% avg), Other (474 places, 19.6% avg), Health (181 places, 23.1% avg), Shopping (168 places, 19.3% avg), Travel (88 places, 23.5% avg), Entertainment (88 places, 26.1% avg), Grocery (12 places, 14.1% avg).