Card Rankings

191 cards ranked by discount quality and coverage.

How are cards ranked?▾

We rank cards by answering one question: "If I carry this card, how much will it actually save me?"

More places is better

A card that works at 100 restaurants, grocery stores, and pharmacies beats one that only works at 3 places, even if those 3 places have great discounts.

The real discount, not the headline

A "30% off" deal with a maximum discount cap of PKR 300 on a PKR 5,000 minimum spend is really only 6% off. We adjust every deal for its cap and minimum spend before comparing cards.

Expiring deals count less

A deal that expires next week is less valuable than one that runs all year. Deals expiring soon are weighted down accordingly.

We only show verified deals

Deals we have not been able to verify recently are ranked a little lower until we can confirm they are still live.

A few things we filter out

• Perks with no discount value (lounge access, free delivery, etc.) — these aren't comparable.

• Cards that only work at 4 or fewer places — too limited to rank fairly.

• If a chain appears in multiple cities, we count it as one place at its best discount.

191 cards

DiningGroceryTravelShoppingHealthEntertainmentOther

	Card	Bank	Places ↕	Savings idxi↕	Avg disc ↕	Max disc ↕	Categories ↕	Score ↓
🥇	Mastercard World Credit Card	Bank of Punjab	226	9.0	40.2%	75%	7/7	93.3
🥈	Askari Corporate Credit Card	Askari Bank	246	8.9	35%	50%	6/7	91.3
🥉	Askari Platinum Credit Card	Askari Bank	507	9.3	23.6%	50%	6/7	90.8
#4	Askari World Credit Card	Askari Bank	503	9.5	28.9%	50%	6/7	90.7
#5	Askari Visa Platinum Debit Card	Askari Bank	500	9.2	23.5%	50%	6/7	90.7
#6	Askari Visa Signature Debit Card	Askari Bank	494	9.4	28.9%	50%	6/7	90.6
#7	Visa Infinite Debit Card	Allied Bank	352	9.2	31.8%	75%	7/7	90.5
#8	Visa Premium Debit Card	Allied Bank	345	9.1	28.6%	75%	7/7	90.4
#9	Private Banking Visa Signature Credit Card	JS Bank	192	8.8	37.9%	70%	6/7	89.3
#10	Mastercard Taqwa World Islamic Debit Card	Bank of Punjab	168	8.4	31.5%	50%	7/7	88.1
#11	Askari Gold Credit Card	Askari Bank	472	9.0	18.8%	50%	6/7	87.2
#12	Mastercard World Debit Card	Bank of Punjab	150	8.3	30.6%	50%	7/7	86.8
#13	Mastercard Platinum Credit Card	Bank of Punjab	214	8.5	27.3%	75%	7/7	86.6
#14	Visa Platinum Credit Card	MCB Bank	213	8.6	27.9%	50%	6/7	86.6
#15	Visa Signature Debit Card	Bank Al Habib	428	9.2	25.3%	55%	7/7	86.5
#16	Askari Visa Gold Debit Card	Askari Bank	426	8.9	18.9%	50%	6/7	86.5
#17	Bank Alfalah Premier Visa Infinite Debit Card	Bank Alfalah	208	8.7	33.5%	50%	7/7	86.4
#18	Visa Infinite Debit Card	Meezan Bank	230	8.7	31.3%	60%	7/7	86.4
#19	Bank Alfalah Islamic Premier Visa Infinite Debit Card	Bank Alfalah	207	8.7	33.5%	50%	7/7	86.3
#20	Bank Alfalah Premier Visa Infinite Credit Card	Bank Alfalah	207	8.7	33.4%	50%	7/7	86.3
#21	Visa Signature Debit Card	MCB Bank	206	8.7	31.4%	60%	6/7	86.3
#22	Mastercard Platinum Debit Card	Al Baraka Bank	273	8.7	25.8%	75%	7/7	86.2
#23	Mastercard Gold Credit Card	Bank Al Habib	396	8.9	21.2%	55%	7/7	85.9
#24	Visa Platinum Credit Card	JS Bank	189	8.5	30.4%	70%	6/7	85.6
#25	HBL Islamic World Elite DebitCard	HBL Islamic	374	9.0	23%	70%	6/7	85.5
#26	Mastercard World Debit Card	JS Bank	185	8.5	31.6%	70%	6/7	85.4
#27	Visa Platinum Debit Card	Bank Al Habib	360	8.8	21.1%	55%	7/7	85.3
#28	HBL Islamic World DebitCard	HBL Islamic	355	8.8	20.9%	70%	6/7	85.2
#29	HBL Platinum CreditCard	HBL	353	8.8	21.6%	50%	6/7	85.1
#30	HBL World Elite DebitCard	HBL	353	8.9	23.2%	50%	6/7	85.1
#31	Mastercard World Debit Card	Meezan Bank	232	8.6	26.5%	50%	7/7	84.9
#32	HBL World DebitCard	HBL	337	8.8	21%	50%	6/7	84.8
#33	UBL Visa Infinite Debit Card	UBL	172	8.5	32.8%	50%	6/7	84.8
#34	HBL Islamic World Business DebitCard	HBL Islamic	333	8.7	21%	70%	6/7	84.7
#35	Bank Alfalah Islamic Premier Visa Signature Debit Card	Bank Alfalah	218	8.6	27.2%	100%	7/7	84.5
#36	Visa Platinum Credit Card	Allied Bank	326	8.7	21.6%	75%	7/7	84.5
#37	Mastercard Signature Debit Card	UBL	164	8.5	32.6%	50%	6/7	84.5
#38	Bank Alfalah Premier Visa Signature Debit Card	Bank Alfalah	217	8.6	27.3%	100%	7/7	84.4
#39	HBL World Business DebitCard	HBL	320	8.7	21.2%	50%	6/7	84.4
#40	Bank Alfalah Premier Visa Platinum Credit Card	Bank Alfalah	209	8.5	27.3%	100%	7/7	84.1
#41	Visa Platinum Debit Card	MCB Bank	148	8.2	29%	50%	6/7	83.6
#42	Visa Platinum Debit Card	Allied Bank	277	8.5	20.8%	75%	7/7	83.3
#43	Mastercard Taqwa KHAAS Platinum Islamic Debit Card	Bank of Punjab	155	8.1	25.2%	50%	7/7	82.1
#44	UBL Visa Platinum Credit Card	UBL	161	8.3	27.7%	50%	6/7	82.1
#45	KHAAS Platinum Mastercard Debit Card	Bank of Punjab	154	8.0	25%	50%	7/7	81.7
#46	Faysal Islami Priority World Debit Card	Faysal Bank	198	8.1	31.7%	60%	6/7	80.8
#47	Platinum Mastercard Debit Card	Meezan Bank	198	8.2	22.5%	50%	7/7	80.8
#48	Platinum Visa Debit Card	Meezan Bank	198	8.2	22.5%	50%	7/7	80.8
#49	Visa Platinum Debit Card	MCB Islamic	133	8.1	29.2%	50%	7/7	80.5
#50	Nexgen Habib University PayPak Debit Card	Al Baraka Bank	187	8.2	22%	75%	7/7	80.4
#51	Nexgen IVS PayPak Debit Card	Al Baraka Bank	187	8.2	22%	75%	7/7	80.4
#52	Nexgen Riphah University PayPak Debit Card	Al Baraka Bank	187	8.2	22%	75%	7/7	80.4
#53	Nexgen Student PayPak Debit Card	Al Baraka Bank	187	8.2	22%	75%	7/7	80.4
#54	Faysal Islami Priority Platinum Debit Card	Faysal Bank	187	8.0	25.8%	50%	6/7	80.4
#55	Visa Platinum Debit Card	Habib Metro Bank	100	7.9	30.7%	50%	6/7	80.3
#56	Mastercard Gold Debit Card	Al Baraka Bank	182	8.2	22.2%	75%	7/7	80.2
#57	Mastercard Silver Debit Card	Al Baraka Bank	182	8.2	22%	75%	7/7	80.2
#58	UnionPay Silver Debit Card	Al Baraka Bank	181	8.2	21.9%	75%	7/7	80.1
#59	UnionPay Gold Debit Card	Al Baraka Bank	181	8.2	22.1%	75%	7/7	80.1
#60	Amal Mastercard Platinum Debit Card	Faysal Bank	178	8.0	25.5%	50%	6/7	80.0
#61	Askari Sahar Visa Debit Card	Askari Bank	301	8.5	19.2%	50%	6/7	80.0
#62	Visa Gold Debit Card	Bank Al Habib	296	8.4	17.6%	55%	7/7	79.9
#63	HBL Islamic Gold DebitCard	HBL Islamic	292	8.4	16.3%	60%	6/7	79.8
#64	Nayab Visa Debit Card	MCB Bank	173	8.1	21.9%	50%	6/7	79.8
#65	Bank Alfalah Visa Platinum Credit Card	Bank Alfalah	171	8.2	23.2%	100%	6/7	79.7
#66	Bank Alfalah Visa Islamic Signature Debit Card	Bank Alfalah	170	8.1	22.7%	100%	6/7	79.7
#67	Bank Alfalah Visa Signature Debit Card	Bank Alfalah	171	8.2	23.1%	100%	6/7	79.7
#68	HBL Islamic Titanium DebitCard	HBL Islamic	286	8.3	16.2%	60%	6/7	79.7
#69	Bank Alfalah Islamic Power Pack Signature Debit Card	Bank Alfalah	169	8.1	22.7%	100%	6/7	79.6
#70	Visa Silver Debit Card	Bank Al Habib	278	8.4	17.4%	55%	7/7	79.5
#71	PayPak Debit Card	Al Baraka Bank	166	8.1	22.2%	75%	7/7	79.5
#72	Faysal Islami Noor World Card	Faysal Bank	166	8.1	29%	60%	6/7	79.5
#73	HBL Gold DebitCard	HBL	276	8.3	16.4%	50%	6/7	79.4
#74	HBL Gold CreditCard	HBL	271	8.3	16.4%	50%	6/7	79.3
#75	HBL Titanium DebitCard	HBL	271	8.3	16.2%	50%	6/7	79.3
#76	Visa Student Debit Card	Meezan Bank	162	8.0	21.1%	50%	7/7	79.3
#77	BAHL UnionPay Debit Card	Bank Al Habib	269	8.3	17.4%	55%	7/7	79.2
#78	Faysal Islami Noor Platinum Card	Faysal Bank	161	8.0	26.4%	50%	6/7	79.2
#79	Bank Alfalah Islamic Women Power Pack Visa Debit Card	Bank Alfalah	160	8.1	22.9%	100%	6/7	79.2
#80	UnionPay Platinum Debit Card	MCB Islamic	159	8.2	26.3%	50%	7/7	79.1
#81	Visa Platinum Business Debit Card	MCB Islamic	156	8.3	28.4%	50%	7/7	79.0
#82	AL Habib Digital Visa Gold Debit Card	Bank Al Habib	256	8.3	17.4%	55%	7/7	78.9
#83	Visa Gold Credit Card	MCB Bank	151	8.0	21.9%	50%	6/7	78.7
#84	Visa Niswan Debit Card	MCB Islamic	148	7.9	20.3%	50%	7/7	78.6
#85	Visa FCY Debit Card	MCB Islamic	147	7.9	20.1%	50%	7/7	78.5
#86	HBL Islamic Classic Business DebitCard	HBL Islamic	244	8.1	15.3%	50%	6/7	78.5
#87	HBL Islamic Classic DebitCard	HBL Islamic	242	8.1	15%	50%	6/7	78.5
#88	AL Habib Remit Visa Silver Debit Card	Bank Al Habib	238	8.2	17.2%	55%	7/7	78.4
#89	AL Habib Woman Visa Silver Debit Card	Bank Al Habib	238	8.2	17.2%	55%	7/7	78.4
#90	AL Habib Digital Visa Silver Debit Card	Bank Al Habib	237	8.2	17.2%	55%	7/7	78.3
#91	BAHL UnionPay Apna Debit Card	Bank Al Habib	234	8.2	17.2%	55%	7/7	78.2
#92	HBL Green CreditCard	HBL	234	8.0	15%	50%	6/7	78.2
#93	Visa Gold Debit Card	MCB Bank	140	7.9	22.2%	50%	6/7	78.2
#94	Mastercard Green Credit Card	Bank Al Habib	229	8.2	17.3%	55%	7/7	78.1
#95	PayPak Debit Card	Bank Al Habib	231	8.2	17.2%	55%	7/7	78.1
#96	Mastercard Taqwa Platinum Islamic Debit Card	Bank of Punjab	139	7.8	21.2%	50%	7/7	78.1
#97	HBL DebitCard	HBL	226	8.0	14.8%	50%	6/7	78.0
#98	HBL Classic Business DebitCard	HBL	228	8.0	15.1%	50%	6/7	78.0
#99	HBL Nisa DebitCard	HBL	225	8.0	14.8%	50%	6/7	78.0
#100	Mastercard Platinum Debit Card	Bank of Punjab	134	7.7	20.6%	50%	7/7	77.8
#101	Visa Charge Card	Meezan Bank	133	7.9	22.4%	50%	7/7	77.8
#102	Visa Gold Debit Card	Habib Metro Bank	94	7.7	25.4%	40%	6/7	77.6
#103	Visa Ladies Debit Card	Habib Metro Bank	94	7.6	24.7%	40%	6/7	77.6
#104	Visa Gold Debit Card	MCB Islamic	125	7.7	20.7%	50%	7/7	77.3
#105	Gold UPI & PayPak Debit Card	Allied Bank	204	8.2	19.4%	75%	7/7	77.2
#106	Cash+Shop Classic Visa Debit Card	Allied Bank	204	8.2	19.6%	75%	7/7	77.2
#107	Classic UPI & PayPak Debit Card	Allied Bank	203	8.2	19.3%	75%	7/7	77.2
#108	Classic Plus UPI & PayPak Debit Card	Allied Bank	203	8.2	19.3%	75%	7/7	77.2
#109	Visa Gold Credit Card	Allied Bank	200	8.2	19.8%	75%	7/7	77.1
#110	Askari Classic Credit Card	Askari Bank	471	8.7	15.3%	50%	6/7	77.1
#111	UPI & Paypak myWallet Debit Card	Allied Bank	118	7.8	23.9%	75%	7/7	76.8
#112	UnionPay PayPak Basic Debit Card	Allied Bank	118	7.8	23.9%	75%	7/7	76.8
#113	UnionPay PayPak Prepaid Card	Allied Bank	118	7.8	23.9%	75%	7/7	76.8
#114	Cash+Shop Sapphire 200 Visa Debit Card	Allied Bank	117	7.8	24%	75%	7/7	76.7
#115	Cash+Shop Sapphire Visa Debit Card	Allied Bank	117	7.8	24%	75%	7/7	76.7
#116	Youth VISA DebitCard	Allied Bank	117	7.8	24%	75%	7/7	76.7
#117	Islamic Banking VISA DebitCard	Allied Bank	117	7.8	24%	75%	7/7	76.7
#118	Askari Visa Classic Debit Card	Askari Bank	425	8.7	15.7%	50%	6/7	76.4
#119	Visa Classic Debit Card	Habib Metro Bank	78	7.4	24.6%	40%	5/7	76.0
#120	Mastercard Gold Credit Card	Bank of Punjab	107	7.5	20.6%	50%	7/7	76.0
#121	Visa Gold Credit Card	JS Bank	105	7.7	23.8%	70%	6/7	75.9
#122	Titanium Mastercard Debit Card	Meezan Bank	170	8.0	19.9%	50%	7/7	75.9
#123	Gold Visa Debit Card	Meezan Bank	169	7.9	19.1%	50%	7/7	75.9
#124	Visa Women First Debit Card	Meezan Bank	169	8.0	20%	50%	7/7	75.9
#125	Classic Mastercard Debit Card	Meezan Bank	165	7.9	19.2%	50%	7/7	75.7
#126	Classic Visa Debit Card	Meezan Bank	163	7.9	19.1%	50%	7/7	75.6
#127	Visa Classic Credit Card	JS Bank	95	7.5	21.7%	70%	6/7	75.1
#128	UnionPay Qadar Gold Debit Card	MCB Islamic	152	7.9	19.5%	50%	7/7	75.1
#129	UnionPay Qadar Classic Debit Card	MCB Islamic	148	7.8	19.2%	50%	7/7	74.9
#130	Visa Junior Club Debit Card	MCB Islamic	147	7.8	18.8%	50%	7/7	74.8
#131	Visa Classic Debit Card	MCB Islamic	143	7.8	19%	50%	7/7	74.6
#132	PayPak Classic Debit Card	MCB Islamic	142	7.8	19%	50%	7/7	74.6
#133	HBL Konnect Debit Card	HBL	138	7.5	15.2%	50%	6/7	74.4
#134	Amal Mastercard Gold Debit Card	Faysal Bank	124	7.5	19.6%	50%	6/7	73.6
#135	Faysal Islami Noor Gold Card	Faysal Bank	124	7.5	20.8%	50%	6/7	73.6
#136	Mastercard Her Titanium Debit Card	JS Bank	79	7.4	25.6%	70%	6/7	73.5
#137	Mastercard Platinum Debit Card	JS Bank	79	7.4	25.2%	70%	6/7	73.5
#138	Faysal Islami Noor Titanium Card	Faysal Bank	123	7.5	21.3%	50%	6/7	73.5
#139	Bank Alfalah Mastercard Optimus Credit Card	Bank Alfalah	79	7.3	20.3%	100%	6/7	73.5
#140	Faysal Islami Mastercard Gold Debit Card	Faysal Bank	121	7.5	20.7%	50%	6/7	73.4
#141	Mastercard Titanium Debit Card	JS Bank	77	7.4	25.6%	70%	6/7	73.3
#142	Bank Alfalah American Express Gold Credit Card	Bank Alfalah	75	7.4	24.3%	100%	6/7	73.1
#143	Visa Classic Credit Card	MCB Bank	70	7.2	21.5%	50%	5/7	72.5
#144	Askari PayPak Classic Debit Card	Askari Bank	108	7.5	21.6%	50%	6/7	72.5
#145	Askari PayPak Gold Debit Card	Askari Bank	108	7.5	21.6%	50%	6/7	72.5
#146	Askari PayPak Little Champs Debit Card	Askari Bank	108	7.5	21.6%	50%	6/7	72.5
#147	Khanum Classic Plus UPI & PayPak Debit Card	Allied Bank	101	7.5	19.7%	60%	5/7	72.0
#148	Visa Silver Debit Card	MCB Bank	66	7.1	21.4%	50%	5/7	72.0
#149	Faysal Islami Mastercard Classic Debit Card	Faysal Bank	99	7.4	20.2%	50%	6/7	71.9
#150	Mastercard Gold Debit Card	JS Bank	61	7.2	25.8%	70%	6/7	71.4
#151	Faysal Islami Noor Velocity Card	Faysal Bank	94	7.4	20.5%	50%	6/7	71.4
#152	Faysal Islami Noor Flexi Card	Faysal Bank	93	7.3	20.5%	50%	6/7	71.4
#153	Kids Club Visa Debit Card - Boys	Meezan Bank	69	7.1	20.4%	50%	7/7	69.0
#154	Kids Club Visa Debit Card - Girls	Meezan Bank	67	7.1	20.6%	50%	7/7	68.8
#155	Lahore Qalandar's Mastercard Debit Card	Bank of Punjab	62	6.9	21.4%	50%	7/7	68.2
#156	Lahore Qalandars Gold Credit Card	Bank of Punjab	62	6.9	21.4%	50%	7/7	68.2
#157	Mastercard Women Naaz Debit Card	Bank of Punjab	61	6.9	21.5%	50%	7/7	68.0
#158	Bank Alfalah Islamic Women Visa Gold Debit Card	Bank Alfalah	41	6.6	19.1%	50%	6/7	67.9
#159	Bank Alfalah Visa Gold Debit Card	Bank Alfalah	41	6.6	19.1%	50%	6/7	67.9
#160	Bank Alfalah Visa Islamic Gold Debit Card	Bank Alfalah	41	6.6	19.1%	50%	6/7	67.9
#161	Bank Alfalah PayPak Classic Debit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#162	Bank Alfalah PayPak Islamic Classic Debit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#163	Bank Alfalah Pehchaan Visa Debit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#164	Bank Alfalah Ultra Visa Credit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#165	Bank Alfalah Visa Classic Credit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#166	Bank Alfalah Visa Classic Debit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#167	Bank Alfalah Visa Gold Credit Card	Bank Alfalah	40	6.5	19.5%	50%	6/7	67.7
#168	Bank Alfalah Visa Islamic Classic Debit Card	Bank Alfalah	40	6.5	19.1%	50%	6/7	67.7
#169	Bank Alfalah Visa Platinum Debit Card	Bank Alfalah	39	6.6	20.3%	50%	6/7	67.5
#170	Mastercard Silver Debit Card	Bank of Punjab	57	6.8	20.8%	50%	7/7	67.5
#171	Mastercard Gold Debit Card	Bank of Punjab	55	6.7	19.6%	50%	7/7	67.2
#172	Bank Alfalah Mastercard Titanium Credit Card	Bank Alfalah	37	6.4	18.6%	50%	6/7	67.0
#173	Bank Alfalah Visa Corporate Credit Card	Bank Alfalah	37	6.4	18.6%	50%	6/7	67.0
#174	UBL Visa Gold Credit Card	UBL	45	6.7	19.6%	50%	4/7	65.5
#175	UBL Visa Premium Plus Debit Card	UBL	45	6.6	19.4%	50%	5/7	65.5
#176	Visa Fun Club Debit Card	MCB Bank	28	6.2	20%	30%	4/7	64.5
#177	PayPak Gold Debit Card	MCB Bank	25	6.1	20.8%	50%	4/7	63.4
#178	UBL Visa Classic Credit Card	UBL	22	6.1	23.2%	50%	4/7	62.2
#179	UBL Mastercard Premium Debit Card	UBL	21	6.0	22.6%	50%	4/7	61.8
#180	UBL Urooj Visa Debit Card	UBL	21	6.0	22.6%	50%	4/7	61.8
#181	UBL Mastercard WIZ Virtual Prepaid Card	UBL	21	6.0	22.6%	50%	4/7	61.8
#182	PayPak Classic Debit Card	MCB Bank	21	5.9	20%	30%	4/7	61.8
#183	UBL VISA Premium Debit Card	UBL	20	6.0	23%	50%	4/7	61.3
#184	UBL Ameen Premium Debit Mastercard	UBL	20	6.0	23%	50%	4/7	61.3
#185	UBL Visa Freelancer Debit Card	UBL	20	6.0	23%	50%	4/7	61.3
#186	Visa FCY Business Debit Card	UBL	20	6.0	23%	50%	4/7	61.3
#187	UBL Ameen PayPak Debit Card	UBL	18	6.0	23.9%	50%	4/7	60.3
#188	UBL Union Pay Debit Card	UBL	18	6.0	23.9%	50%	4/7	60.3
#189	UBL Ameen VISA Premium Debit Card	UBL	17	5.9	24.4%	50%	4/7	59.7
#190	UBL Pay Pak Debit Card	UBL	17	5.9	24.4%	50%	4/7	59.7
#191	PayPak Debit Card	Meezan Bank	10	5.7	34.5%	50%	4/7	59.2

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