As of 17 June 2026, the credit card with the widest dining coverage in Karachi is the Askari World Credit Card from Askari Bank. It works at 118 of the 376 restaurants and cafés in Karachi where we track a bank card deal, with an average effective discount of 34% and individual offers reaching 50% off. Across all card types, 20 banks run dining offers in the city.
Top credit cards for Karachi dining
- #1
Askari World Credit Card
Askari Bank
118 places
34% avg · up to 50%
- #2
Askari Platinum Credit Card
Askari Bank
117 places
25.7% avg · up to 50%
- #3
Askari Gold Credit Card
Askari Bank
107 places
18.5% avg · up to 50%
- #4
Askari Classic Credit Card
Askari Bank
107 places
13.5% avg · up to 50%
- #5
HBL Platinum CreditCard
HBL
88 places
22.9% avg · up to 40%
Coverage is counted by unique restaurant, so a chain with branches all over Karachi counts once. These numbers reflect how many different places a card actually unlocks, not how many outlets exist. Discount figures are the average best offer per place; many headline rates are reduced by caps and minimum-spend rules, which is why a card with a slightly lower average but far wider reach is usually the better one to carry.
If you carry a debit card instead, the broadest dining option in Karachi is the Visa Signature Debit Card (Bank Al Habib), reaching 135 of these restaurants.